Source checkedSARS tax tables
The listed source was checked for this dataset baseline and stated period. This does not certify every field beyond that scope.
- Period / scope
- 2026/27 tax year
- Whole-dataset check
- Checked 11 Sept 2026
The listed source was checked for this dataset baseline and stated period. This does not certify every field beyond that scope.
The listed source was checked for this dataset baseline and stated period. This does not certify every field beyond that scope.
Evidence status is dataset-family level. Row-level and field-level source labels still control where they are more specific.
SARS 2026/2027 · PAYE & UIF estimate
Estimate PAYE, UIF, medical scheme tax credits and take-home pay using the current 2026/2027 individual tax tables. Free, no signup.
Quick PAYE examples
Illustrative under-65 salary-only estimates with no medical scheme credit or retirement contribution. Your payroll result can differ.
R10,000/month
R9 585
estimated take-home / month
R15,000/month
R13 635
estimated take-home / month
R25,000/month
R21 442
estimated take-home / month
R50,000/month
R38 747
estimated take-home / month
R100,000/month
R68 965
estimated take-home / month
⚡ Enter your salary below to estimate take-home pay, PAYE and UIF. This is a planning estimate, not a SARS assessment or payroll certificate.
2026/2027 tax year
Deductible up to 27.5% of income, capped at R430 000/year.
South Africa uses a progressive tax system for the 2026/2027 tax year, which SARS calls the 2027 year of assessment. Income is taxed in brackets ranging from 18% on the first R245,100 up to 45% on taxable income above R1,878,600. You do not pay the top rate on your full salary — only on the portion within each bracket. Age-based rebates are then applied to the calculated tax.
The PAYE estimate uses the 2026/2027 individual brackets, primary/secondary/tertiary rebates, Medical Scheme Fees Tax Credits, the UIF contribution ceiling and an optional retirement contribution. For the current year, the section 11F retirement-fund deduction is subject to the applicable 27.5% test and an annual cap of R430 000. This simplified salary tool uses the salary information you enter as its available income base.
The UIF earnings ceiling is R17 712 per month. Both employee and employer contribute 1% of covered remuneration up to that ceiling, so the maximum employee contribution is R177.12 per month. The separate UIF tab also gives an indicative normal unemployment-benefit estimate; actual benefits depend on eligibility, accrued credits and the Fund's determination.
Real payroll can include bonuses, commissions, taxable allowances, fringe benefits, pension or provident contributions, employer-paid benefits, carried-forward retirement contributions and other deductions that this simplified salary calculator does not model. Use the result to plan or sanity-check a payslip, not as a substitute for an employer payroll calculation, tax practitioner advice or a SARS assessment.
For 2026/2027, the income-tax threshold is R99,000 for taxpayers under 65, R153,250 for ages 65–74 and R171,300 for taxpayers 75 and older. These thresholds reflect the interaction between the progressive table and the age-based rebates; they are not separate deductions from taxable income.
For 2026/2027, the Medical Scheme Fees Tax Credit is R376 per month for the taxpayer and R376 for the first dependant, plus R254 for each additional dependant. The credit reduces tax liability rather than taxable income. Other medical-expense tax rules can apply outside this basic monthly credit and are not fully modelled here.
Odyssey's employee-income estimate is anchored to SARS's 2027 employer tax guide and current tax-rate pages. UIF contribution figures use SARS's UIF guidance. Source links are shown directly so you can verify the current period and assumptions yourself.
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