Free SA Calculators
SARS 2026/2027 tax tables and UIF rates — updated, accurate, no signup needed.
2026/2027 tax year
South Africa uses a progressive tax system for the 2026/2027 tax year. Income is taxed in brackets ranging from 18% on the first R245,100 up to 45% on income above R1,878,600. You never pay the top rate on your full salary — only on the portion that falls within each bracket. A primary rebate of R17,235 is subtracted from your final tax bill, meaning anyone earning below approximately R99,000 per year pays no income tax.
The UIF earnings ceiling is R17,712 per month. Both you and your employer contribute 1% of your salary up to this ceiling — a maximum of R177.12 each per month. If you earn above R17,712, your UIF contributions are still capped at R177.12 regardless of your actual salary. If retrenched, you can claim UIF benefits for up to 238 days.
For the 2026/2027 tax year, South Africans under 65 pay no income tax if they earn less than R99,000 per year (approximately R8,250 per month). This is because the primary rebate of R17,235 offsets all tax liability below this threshold. Taxpayers aged 65–74 have a higher threshold due to the secondary rebate, and those 75 and older benefit from the tertiary rebate as well.
Any South African taxpayer who contributes to a registered medical aid scheme qualifies for the Medical Scheme Fees Tax Credit (MTC). For 2026/2027, the credit is R364 per month for the main member and first dependant, and R246 per month for each additional dependant. This amount is deducted directly from your tax liability, not your taxable income, making it particularly valuable for lower-income earners.